That you will need to find out from the Umbrella Company itself as each Umbrella company has its own set of policies and procedures. As Cromwell we differentiate between PAYE and Umbrella – PAYE is where you are registered on Cromwell Payroll and we pay the money directly to your account. Cromwell handles all tax and NI. Umbrella – Cromwell pays the Umbrella Company who then pays you . They handle tax and NI . Umbrella companies also charge you a set fee to assist you with the services.